Trade Loan
The solution provides the working capital necessary to meet trade obligations both before and after the delivery of goods.
Enterprises often encounter payment bottlenecks, which disrupt financial liquidity. Nevertheless, Buyers must settle their obligations to Suppliers on time to avoid delivery delays, while sellers may need to accelerate the receipt of payments.
- Buyer's Perspective
- Seller's Perspective
Trade Loan is a product used to finance the ongoing business activities of a company, specifically, it facilitates the settlement of obligations to Suppliers without their active involvement. Under this solution, Citi Handlowy grants short-term credit at the Buyer's request, settling the Buyer's obligations to suppliers for purchased goods and services.
BENEFITS FOR THE BUYER
Trade Loan is a product used to finance the ongoing business activities of a company —specifically by enabling the earlier receipt of funds prior to the anticipated arrival of payments from counterparties. At the request of the client (the selling party), the bank grants the credit and disburses the funds to their account at Citi Handlowy. Subsequently, the bank looks to the counterparties or debtors designated by the client in the agreement for repayment.
BENEFITS FOR THE SELLER
.svg){kind=icon}
.svg){kind=icon}